Savings on bank margins: SME Pty Ltd

The following hypothetical case study illustrates the potential benefits of our bank fee and margin review service.

SME Pty Ltd had the following facilities:

  • Loans with borrowing costs tied to Bank Bills plus a margin
  • Cash balances with interest on daily balances
  • Overdraft facilities to meet unexpected cash needs
  • Electronic payment systems (direct debits and credits)

A review of facilities and management resulted in:

  • Loan costs reduced by 0.25% p.a.
  • Increased returns on cash balances of 1.5%
  • Overdraft replaced by stand-by facility, saving 1.75%
  • Transaction fees reduced by 75% per transaction